CFC Gold Loans Review (Should You Trust It?) (Updated 2022)

October 3, 2022

CFC Gold Loans Review

Welcome to my CFC Gold Loans Review!

(UPDATED 2022)

When you are investing in precious metals, there will be times wherein you will be needing financial assistance.

That is where CFC Gold Loans come into the picture. However, since it is quite difficult to trust companies today because of several scam issues in the past, it is important to make your research first.

That is why we are going to review this company and find out whether it is legit or not.

Let's get started with this CFC Gold Loans review, shall we?

CFC Gold Loans Review Quick Summary

Name: CFC Gold Loans


Owner: Subsidiary of A-Mark Precious Metals

Price: Varies depending on your investments

Rating: 3/5

CFC Gold Loans Review logo


What is CFC Gold Loans?

CFC Gold Loans (Collateral Finance Corporation) is a company that offers collateral loans and lending services on precious metals and numismatics.

It is based in California and is a subsidiary of a bullion provider and wholesaler, A-Mark Precious Metals.

The company has everything in order to make high-value collateral loans possible in a quick and discreet way. Moreover, CFC Gold Loans is widely known among commercial borrowers and retail investors.

The company is eager to help investors grow their portfolio with the help of their financial loans.

CFC Gold Loans Loan Terms

CFC's loans are for 180 days. Moreover, lenders are given an opportunity for renewal a couple of weeks before maturity. Most of the time, loans are renewed for a lot of terms.

CFC does not charge any loan fees except for the storage charge on the full value of the collateral.

Interest rates may vary depending on a couple of factors. It is calculated based on a 360-day calendar and is billed every month.

If you are a CFC Gold Loans borrower, you will be receiving your loan statements via email or through the website's platform.

Loan payments can be made via multiple methods including bank wire, ACH, credit card or check.

How to apply?

According to CFC Gold Loans, the application process is designed to be quick and easy. Usually, the application process finishes in just 10 or fewer business days.

There are only 4 steps for you to go through:

  1. Online application
  2. Secured shipping
  3. Storage
  4. Quick funding

However, there are other things that you need to know. First, CFC has a minimum loan size which is $25,000. Basically, on a Loan-To-Value ratio of 65% to 75%, you must have a precious metals collateral worth $35,000.

Moreover, CFC accepts bullion in forms of gold, silver, platinum and palladium as collateral assets. Numismatic coins and paper currencies are accepted too.

CFC Gold Loans Ratings and Reviews

Due to the fact that CFC Gold Loans has a smaller market size compared to its competitors, it does not have much reviews.

Moreover, it is not even BBB accredited and rated. With that, I tried to look for reviews of its parent company, A-Mark Precious Metals, and still, there are not much reviews.

This is not a good thing if you ask me. Personally, I find online ratings and reviews very helpful in deciding whether a company is legit or not.

CFC Gold Loans Pros and Cons


  • Offers good services
  • Website offers information
  • The process is quick


  • Has a minimum loan size
  • Lacks online ratings and reviews
  • Small market size

Is CFC Gold Loans a scam?

CFC Gold Loans is not a scam. It is a legit company founded by A-Mark Precious Metals. Moreover, it does provide helpful and good services and financial loans to investors.

However, it does lack some factors that I personally would like to consider such as the ratings and reviews.

If you don't prefer to apply for loans from this company, then check out my top recommendation below!

Thank you so much for reading my CFC Gold Loans Review! If you have any comments or questions, feel free to leave them in the comments section.

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