CFC Gold Loans Review (Is It Trustworthy?) (Updated 2023)

July 21, 2023

CFC Gold Loans Review

Welcome to my CFC Gold Loans Review!

(UPDATED 2023)

When you are investing in precious metals, there will be times wherein you will be needing financial assistance.

That is where CFC Gold Loans come into the picture. However, since it is quite difficult to trust companies today because of several scam issues in the past, it is important to make your research first.

That is why we are going to review this company and find out whether it is legit or not.

Let's get started with this CFC Gold Loans review, shall we?

CFC Gold Loans Review Quick Summary

Name: CFC Gold Loans

Owner: Subsidiary of A-Mark Precious Metals

Price: Varies depending on your investments

Rating: 3/5

CFC Gold Loans Review logo


What is CFC Gold Loans?

CFC Gold Loans (Collateral Finance Corporation) is a company that offers collateral loans and lending services on precious metals and numismatics.

It was founded back in 2005. CFC Gold Loans is based in California and is a subsidiary of a bullion provider and wholesaler, A-Mark Precious Metals.

So if you ever decide to purchase precious metals from A-Mark Precious Metals, rest assured that you can also apply for financing from CFC Gold Loans.

The company has everything in order to make high-value collateral loans possible in a quick and discreet way, with a track record of over $250 million of loans. Moreover, CFC Gold Loans is widely known among commercial borrowers and retail investors.

The company is eager to help investors grow their portfolio with the help of their financial loans.

CFC Gold Loans Partners

An indicator of a legitimate company is its partnerships with trusted companies in the industry.

CFC Gold Loans has several partners to provide the best services to its clients.

First and foremost, its parent company, A-Mark Precious Metals provides precious metal products. Furthermore, JM Bullion, another subsidiary of A-Mark Precious Metals, is also a leading online bullion provider.

CFC Gold Loans is also partnered up with Lloyd's of London which provides insurance policies for storage services.

Lastly, the company is also partners with Loomis or Brinks which are both storage depositories which takes care of securing the collateral precious metals.

CFC Gold Loans Loan Terms

CFC's loans are for 180 days. Moreover, lenders are given an opportunity for renewal a couple of weeks before maturity. Most of the time, loans are renewed for a lot of terms.

CFC does not charge any loan fees except for the storage charge on the full value of the collateral.

Interest rates may vary depending on a couple of factors. It is calculated based on a 360-day calendar and is billed every month.

If you are a CFC Gold Loans borrower, you will be receiving your loan statements via email or through the website's platform.

Loan payments can be made via multiple methods including bank wire, ACH, credit card or check.

How to apply?

According to CFC Gold Loans, the application process is designed to be quick and easy. Usually, the application process finishes in just 10 or fewer business days.

There are only 4 steps for you to go through.

1. Online Application

CFC Gold Loans has designed their online application to be quick and secure. Clients only need to provide their basic information, information on their precious metals, financial position summary and must provide a government-issued ID.

CFC Gold Loans usually take 1 business day to respond to online applications.

2. Secure Shipping

All packages as shipped and insured via USPS or UPS.

3. Designated Storage

Thanks to its partnerships, CFC Gold Loans can provide designated storage for its clients' precious metals.

There are various storage locations which include New York and Las Vegas.

All assets will be returned immediately once the loan is paid off. And yes, these assets are fully insured too!

4. Quick Funding

Loans are easily and quickly processed, taking only 10 days to be funded to you.

Furthermore, no loan fees will be charged!

However, there are other things that you need to know. First, CFC has a minimum loan size which is $25,000. Basically, on a Loan-To-Value ratio of 65% to 75%, you must have a precious metals collateral worth $35,000.

Moreover, CFC accepts bullion in forms of gold, silver, platinum and palladium as collateral assets. Numismatic coins and paper currencies are accepted too.

Other Offers

Trading Card Loans

You can also avail Trading Card Loans by using your trading card as collateral.

This service will allow you to benefit from the following:

  • No fees and low interest rates
  • Insured shipping and safe and secure storage
  • Quick and easy application
  • Fast funding

CFC Auction Financing

Due to the company's partnership with the oldest numismatic auction house in America, Stack’s Bowers Galleries, CFC Gold Loans can provide financing to most of the currency and coins that it is selling.

With this, you can enjoy the following:

  • Minimum loan amount of $25,000
  • A Loan-To-Value of up to 70% of the hammer price
  • Introductory interest rates for new clients
  • Secure and segregated storage

CFC Gold Loans Ratings and Reviews

Due to the fact that CFC Gold Loans has a smaller market size compared to its competitors, it does not have much reviews.

Moreover, it is not even BBB accredited and rated. With that, I tried to look for reviews of its parent company, A-Mark Precious Metals, and still, there are not much reviews.

This is not a good thing if you ask me. Personally, I find online ratings and reviews very helpful in deciding whether a company is legit or not.

CFC Gold Loans Pros and Cons


  • Offers good services
  • Website offers information
  • The process is quick


  • Has a minimum loan size
  • Lacks online ratings and reviews
  • Small market size

Is CFC Gold Loans a scam?

CFC Gold Loans is not a scam. It is a legit company founded by A-Mark Precious Metals. Moreover, it does provide helpful and good services and financial loans to investors.

However, it does lack some factors that I personally would like to consider such as the ratings and reviews.

If you don't prefer to apply for loans from this company, then check out my top recommendation below!

Thank you so much for reading my CFC Gold Loans Review! If you have any comments or questions, feel free to leave them in the comments section.

Anis is a digital marketing expert that enjoys writing blogs and helping people avoid scams online; he is passionate about investing in real estate and gold; in his free time, Anis loves playing football, going to the gym, and hanging out with friends.

By the way, if you are tired of scams and want to invest with a legit gold company, check out my 6 top legit gold IRA companies of 2023!


Leave a Reply

Your email address will not be published.

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

 Questions? Call 855-444-7022