Is IRA Financial Group A Scam? (The Truth!) (Updated 2022)

May 24, 2022

Is IRA Financial Group A Scam?

Hello and welcome to my 'Is IRA Financial Group A Scam?' article!

(UPDATED 2022)

More and more people are creating their own self-directed IRAs. With that in mind, it essential to choose the right company. Is IRA Financial Group A Scam? This is the question we will be addressing in this article

Essentially, you need to know everything about a certain company. Also, you do not want to be caught in any sort of scam now do you? That being said, we will review IRA Financial Group in an extensive way.

Sit back and relax! I will be giving answers to your questions regarding this company. Without further ado, let's get started!

IRA Financial Group Review Quick Summary

Name: IRA Financial Group


Founder: Adam Bergman

Fees: $100 - $360 per year

Promotion: Buyback Programs

Rating: 3.5/5


What is IRA Financial Group?


To start this review, it is imperative to say that this Miami, Florida-based firm is a prestigious one. Started in 2010 by Adam Bergman and couple other tax attorneys, their team certainly is well-learned.

Additionally, their company name have been mentioned in several reputable websites, organizations, and media outlets. Also, their promotions and programs seem to attract quite a number of clients.

IRA Financial Group specializes in several unique products and services which we will tackle later on. I also give them my commendations by being transparent and displaying their rates and fees.

Most companies would leave their clients in the dark and allow them to tread the investment path alone. However, IRA Financial Group makes sure to educate their customers in everything essential. 

Companies like this one and Augusta Precious Metals are rare in the industry nowadays. Customer education and satisfaction must come above anything else, wouldn't you agree on that?

Products and Services Offered

Like any other companies, potential investors are presented with a list of products and services. This company also makes sure to give supplementary videos to further help their clients understand what they offer.

1. Self-Directed IRA

For this service, you have two options. Either you avail of the original self-directed IRA or the self-directed IRA LLC. 

For the original self-directed IRA, you will need to have a custodian (IRA trustee) that will handle your account. This custodian will allow any approved assets for investment purposes.

For this company, you have the choices for non-traditional investments like real-estates, precious metals, and cryptocurrencies. Traditional assets such as stocks and bonds are also available.

On the other hand, you can also opt for the IRA LLC (limited liability control). In this type of account, you mostly deal with activities that have high number of transactions.

Mortgage is one prime example of this. You, the IRA owner, is partnered with an IRA holder. This is commonly referred to as the Checkbook IRA format.

In this format, a 'checkbook control' is on the move to eliminate any problems that may arise on your investments. Also, it helps you become more aware of possible investment venture without delay.

You can watch videos created by IRA Financial Group regarding these two types on their website. Alternatively, they also have audio recordings should video showings do not appeal to you.

2. Solo 401(k)

A solo 401(k) is typically for those individuals that are either self-employed or owners of businesses without employees.

IRA Financial Group encourages clients who are eligible for having this type of account to open one. Aside from financial security and the peace of mind it brings, multitude of benefits also follow. A picture below shows all of the things that might interest you.


3. ROBS Solutions

ROBS Solutions particularly revolve around the idea that you must invest in yourself. Your retirement funds will be utilized to build a legal business or invest on a pre-existing one.

You can read more about ROBS Solutions and the program highlights and benefits that they possess. 

This is a new and ingenious idea for such a firm. Augusta Precious Metals, our recommended IRA firm, has yet to implement this program. Nevertheless, you should pay attention because new programs will often come with complicated processes.

This company also does gold rollover

How Does It Work?

Retirement funds invested on the above mentioned services and on alternative assets can be done easily. The steps you need to follow are the following:

  1. Visit and open their app - Once you are done creating your account, you can view all of the products and services they have.
  2. Understand and control your investments - Watch and listen all of the corresponding materials for the service you want. In addition, you can also contact one of their representatives.
  3. Pay the fee - Respective fees are needed to be done. The following section will show the fee.

IRA Financial Group Fees

One of this company's strongest suits is their transparency. A lot of clients would find it pleasant knowing exactly how much they would have to pay for a certain service.

An image below summarizes all of the prices for the services mentioned in the preceding sections.


Pros and Cons


  • More than a decade in the industry
  • Availability of investment done thru cryptocurrency
  • Customer education
  • Transparent about their prices


  • Account creation is quite hard due to their app and website interface
  • Company information is not available
  • Claims to have buyback programs but there is no information available
  • No review regarding their claimed money-back

Customer Ratings and Company Reviews


To conclude this 'Is IRA Financial Group A Scam?', the definitive answer is no. It is a legitimate firm with a physical location. Their products and services are can also be availed at competitive fees.

Truthfully, I was surprised that IRA Financial Group has a lot to offer. Not to mention, they have a certain service wherein it allows the creation of new business through a retirement fund. How fun is that!

However, their lack of ratings and reviews from other organizations leave a lot to be answered. Being known as an excellent firm is one of the many things potential clients look at.

Personally, IRA Financial Group must be in the top of your list for alternative companies. I would recommended looking at other gold IRA rollover companies such as Augusta Precious Metals.

Once again, thank you for reading this 'Is IRA Financial Group A Scam?' article. Any suggestions or questions can be written at the comments section below.

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 Questions? Call 855-444-7022