Monetary Metals Review – How Their Gold Yield Model Really Works

Ever wondered how Monetary Metals makes gold work harder in your portfolio? Their gold yield model stands out by generating actual returns, unlike just holding bullion. In this review, we’ll break down exactly how it operates, from leasing to yield calculations.

Company Overview and Mission

Founded by economist Keith Weiner In Scottsdale, Arizona around 2016, Monetary Metals works to restore gold’s role as a productive asset in modern portfolios. The company focuses on making precious metals like gold and silver work harder for investors. They do this through innovative leasing programs that generate yield.

Keith Weiner knows a lot about economics and monetary history. He serves as president and leads the firm’s efforts to challenge traditional views on gold storage. Under his guidance, Monetary Metals has built a platform where clients can earn interest on their holdings.

The core mission centers on gold leases and silver leases to businesses such as jewelers and mints. These businesses borrow physical ounces for their operations, paying rent back to investors. This setup turns idle bullion into a source of returns, covering storage fees and more.

Based in Scottsdale, the company emphasizes secure vault storage and transparency through a client portal. Investors open an account to participate in the gold yield model. Monthly statements track earnings from leases tied to the spot price, like the London fix.

Unique Position in Precious Metals Investing

Unlike standard bullion dealers focused solely on buying and selling, Monetary Metals acts as a leasing intermediary, connecting owners with industrial users.

This setup lets investors put their physical gold or silver to work. Instead of just holding metal in a vault, owners can lease it out and earn yield through gold leases or silver leases.

Industrial clients like jewelers and mints need metal for production but prefer not to buy outright. Monetary Metals matches them with lenders, handling the logistics of storage and contracts.

Keith Weiner, the founder, built this model to address storage fees that eat into returns for traditional holders. By turning idle precious metals into income-generating assets, it offers a fresh way to build a diversified portfolio.

For example, you deposit ounces into your account via the client portal. Monetary Metals finds lessees, and you receive monthly statements showing interest paid based on the London fix or spot price.

What is the Gold Yield Model?

The gold yield model from Monetary Metals lets physical gold owners earn interest paid in more gold, turning a non-yielding asset into an income producer. Unlike passive storage where your gold just sits in a vault, this approach puts it to work through leasing arrangements. You deposit physical gold into an account and receive lease yield in additional ounces over time.

Owners keep full allocation and ownership of their gold, with yields paid directly in gold. This fits well into a diversified portfolio alongside stocks or bonds. Many investors appreciate how it generates returns without selling their precious metals.

The model suits those holding gold or silver long-term. It counters storage fees that eat into holdings. Keith Weiner, founder of Monetary Metals, designed it to make gold behave more like productive assets.

Practical tip: Start small by transferring a portion of your bullion to test the waters. Monthly statements in the client portal track your growing ounces from compound interest.

Core Concept Explained

At its heart, the model involves leasing your allocated physical gold to vetted lessees who pay lease yield in additional gold ounces. You deposit gold into a Monetary Metals account, and they match it with reliable clients like jewelers or mints needing short-term financing. In return, you earn interest in gold, which compounds over time.

Here is a simple example: Deposit 10 ounces of gold at a lease rate. After one year, you might receive 0.5 extra ounces as yield, depending on market conditions. Reinvest that yield, and compounding builds your stack without touching principal.

Vetted lessees post collateral exceeding the gold’s value at the London fix spot price. This setup minimizes risk while providing steady income. Silver leases work similarly for those diversifying into other precious metals.

Access everything through the secure client portal, with transparent reporting on leases and returns. Accredited investors can easily find gold financing options other than traditional storage.

Yield vs. Traditional Gold Storage

Traditional vault storage drains your wallet with ongoing fees, while Monetary Metals’ yield model potentially offsets those costs through lease income. Storage charges recur monthly, eroding your holdings over years. In contrast, gold leases turn that expense into a positive cash flow via interest paid in ounces.

Here’s a side-by-side look at the differences for a typical investor holding physical gold.

Investors often switch to avoid fee drag on their portfolio. The yield model suits business owners or individuals treating gold as a working asset. Check Trustpilot reviews for real client experiences with this program.

How the Yield Model Generates Returns

Returns come from smart leasing arrangements where industrial users pay for temporary access to physical gold without purchasing it outright. Monetary Metals handles the leases, so you keep full ownership of your physical gold in allocated vault storage. This setup turns your gold into a yield-generating asset, much like bonds but backed by real metal.

Revenue mechanics start with lessees who need gold for their business operations. They pay a lease yield in gold ounces, which Monetary Metals credits directly to your account. These payments cover their temporary use while your gold stays secure and allocated to you.

The model keeps things simple for investors. You deposit gold or silver into the program, earn compound interest monthly, and watch your holdings grow without selling. It’s a way to add precious metals to a diversified portfolio with low storage fees compared to traditional holding costs.

Keith Weiner, the founder, designed this to let clients earn returns on idle gold. Lessees like jewelers or mints provide the steady flow of ounces, reducing risk compared to spot price swings. Your account in the client portal shows monthly statements with exact gains.

Leasing Gold to Industrial Users

Jewelers, mints, and manufacturers lease gold for fabrication or liquidity, paying lessees like you in gold for the privilege. These businesses need physical gold short-term to make products or manage cash flow. You benefit without losing ownership.

The lease process goes step by step. First, you fund your Monetary Metals account with gold ounces. They match it to vetted lessees through gold leases, ensuring your metal stays allocated in vault storage.

1. Monetary Metals approves the lease terms with the industrial user.
2. Your gold moves temporarily for their use, but title remains yours.
3. They return equivalent gold plus yield at lease end.
4. Payments compound in your account monthly.

Physical gold remains allocated to you throughout, tracked via the client portal. This beats traditional storage where you pay fees with no returns. Jewelers mints use it for coin production, keeping your portfolio active.

Revenue Streams from Lessees

Lessees provide steady payments in gold, derived from their business operations like minting coins or jewelry production. These gold financing deals let them access metal cheaply. The yield flows back to investors like you.

Here’s how lease payments work. The lessee pays the agreed yield rate in ounces. Monetary Metals allocates those directly to your account, where they compound monthly.

This creates multiple revenue streams. Primary comes from lease yields on gold and silver leases. Additional perks include offset storage fees, so your costs stay low while earning interest.

For clients, it’s hands-off. Monthly statements in the portal detail inflows from various lessees. This steady stream suits accredited investors seeking risk-adjusted returns in precious metals over bonds.

Yield Calculation Mechanics

Yield accrues daily but credits monthly, calculated as a percentage of your average gold balance paid in additional ounces. Monetary Metals uses the London Fix for fair pricing on all transactions. This keeps everything transparent and tied to spot price.

Their site gives this exact formula: Yield = (Average Daily Balance x Annual Yield Rate x Days in Period) / 365. For a simple example, take 1 oz at a 2% yield. You earn 0.02 oz yearly, or about 0.00167 oz monthly, credited in physical gold.

Compounding happens automatically each month on the new balance. If your average balance grows, so does the yield. Vault storage fees get covered by lease income, boosting net returns.

Track it via the client portal with detailed breakdowns. This method lets you earn on gold like a high-interest account, but with real metal. Experts like Keith Weiner note it works well for bullion dealers and long-term holders.

Key Components of the Model

The model’s strength lies in secure storage partnerships“, flexible lease terms, and strong risk controls that protect client assets. These elements work together to let investors earn gold yield from physical gold or silver without selling their holdings. The infrastructure keeps everything transparent through client portals and regular audits.

Storage happens in top depositories with allocated vault storage, meaning your ounces stay separate from others. Leases connect owners with vetted businesses like jewelers or mints needing gold financing. This setup turns idle bullion into a yield-generating asset in your portfolio.

Risk stays low thanks to over-collateralization and insurance on all metals. Clients see monthly statements tracking lease yield, interest paid, and spot price changes tied to the London fix. It’s a practical way for accredited investors to add precious metals returns alongside bonds or other asset classes.

For example, park your physical gold in the program, lease it out, and watch compound interest build. Storage fees get offset by lease income, making it cost-effective for long-term holds. Experts like Keith Weiner emphasize this risk-adjusted approach for diversified portfolios.

Gold Depository Partnerships

Monetary Metals partners with top-tier depositories for allocated, segregated vault storage of client gold. Your metal stays in your name, separate from any pooled accounts. This setup assures you about unallocated storage, where gold mixes with others.

Audits happen regularly to verify holdings match your account balance. Independent firms check bar numbers and weights against client records. You can request proof through the client portal anytime, building trust in the physical gold investment.

Known partners include well-regarded names in the bullion dealer world, ensuring professional handling. Allocated storage means no counterparty risk from commingling. It’s ideal for investors wanting to earn interest on gold without shipping bars themselves.

Compare this to unallocated gold, which trades like a promise rather than owning specific ounces. With Monetary Metals, your silver leases or gold leases tie directly to verified vault storage. Trustpilot reviews often highlight this transparency as a key plus.

Lease Term Structures

Leases range from short-term (30 days) to multi-year, with silver leases offering similar structures for diversified exposure. Short leases suit investors testing the waters or matching cash needs. Longer terms lock in stable yield for portfolio planning.

Renewal options let you extend automatically or shop for better rates. This flexibility affects yield stability, as multi-year deals often pay steady interest rates above storage fees. Clients pick terms based on their investment horizon.

For instance, a jeweler might lease gold for six months to cover production, paying you lease yield monthly. Silver leases work the same, spreading risk across precious metals. Use the client portal to view options and projected returns tied to spot price.

These structures mimic gold bonds but with physical delivery options. Short terms allow quick adjustments if market conditions shift. Over time, this helps build compound interest in your account while keeping costs low.

Risk Management Protocols

Vetted lessees post collateral exceeding lease value, with daily monitoring and automatic default triggers. Businesses like mints or jewelers apply, get screened for financial health, then secure the lease with cash or other assets. This over-collateralization protects your principal.

Step one: thorough vetting of lessee credit and operations. Step two: require collateral at ratios from their disclosures, often well above the gold’s value. Step three: insurance covers vault storage and transit risks.

Daily checks flag any issues, triggering liquidation of collateral if needed. Automatic default triggers ensure quick action, minimizing losses. Clients get alerts via monthly statements, keeping everything visible.

This protocol makes gold leasing safer than many alternatives. For example, if a lessee misses payment, collateral covers your ounces plus yield. It’s a smart way for accredited investors to add yield to physical holdings with controlled risk.

Historical Performance Data

Monetary Metals publishes transparent yield history in their reports, showing consistent returns even through market volatility. You can find this data in publicly available sources like their annual summaries and client updates. These records help investors track how gold leases perform over time.

The company shares detailed charts on their website and in newsletters from Keith Weiner. This lets you see real-world results from lease yield accounts without needing special access. Past performance shows yields during gold price swings.

Reports cover years of data, including ups and downs in spot prices. Investors use this to compare gold yield against holding physical gold with storage fees. Access comes through their client portal for full transparency.

Keith Weiner often highlights how these yields add steady income to a diversified portfolio. Monthly statements show compounded growth from leasing. This historical view builds confidence for precious metals investors.

Yield Rates Over Time

Past Lease Yield Account rates have ranged based on market conditions, with data accessible via their client portal. Monetary Metals posts charts in their 2023 reports showing 1-3% annualized yields from gold and silver leases. These figures adjust with gold financing demand from jewelers and mints.

During high demand periods, yields climb as businesses pay interest to borrow metal. Lower rates happen when spot prices stabilize. Clients see this in monthly statements, tracking compound interest growth.

A line graph of their published data would show smooth trends over years. It highlights consistency despite volatility in London Fix prices. This helps accredited investors plan for lease programs.

Compare rates across programs like gold leases or silver leases. Vault storage stays secure while you earn. Historical charts make it easy to spot patterns for your portfolio.

Comparison to Benchmarks

Gold yield outperforms spot price holding when adjusted for storage costs, tracked against London Fix benchmarks. Monetary Metals’ reports use their published metrics for total return, including yield plus spot appreciation. This beats physical storage alone, where fees eat into gains.

Holding physical gold means paying storage fees yearly, often 0.5% or more. Gold yield accounts skip those costs and add leasing income. Against bonds, it offers better risk-adjusted returns in uncertain times.

This table draws from their metrics, showing why precious metals leases fit portfolios. Investors save on fees and gain income. Track against benchmarks for clear wins.

Case Studies of Returns

Real clients like Bob M. report steady accumulation through programs like Acme Lease A over several years. His Trustpilot review notes starting with 100 ounces and growing via compounded yields. This shows how leasing builds ounces without selling physical gold.

John S. shared on Trustpilot how silver leases helped during spot price dips. He earned enough interest to offset volatility and add to his holdings. Monthly payouts made it simple for his retirement portfolio.

Sandra S. praised gold yield in her public review, turning vault storage into income. From 50 ounces, she saw growth through reinvested earnings. These stories highlight low-risk ways to beat storage costs.

• Bob M.: Gained ounces yearly from gold leases.
• John S.: Used yields to weather market swings.
• Sandra S.: Compounded returns beat holding alone.

These examples from Trustpilot reviews prove the model works for clients. Check similar accounts for your fit. Keith Weiner’s approach keeps risk low while growing metal stacks.

Benefits for Investors

This model delivers gold-based income while preserving ownership, appealing to those building long-term wealth. In portfolios today, investors often look for ways to get returns from precious metals while keeping physical control. Monetary Metals makes this possible through their gold yield program, blending income with asset security.

Traditional gold holdings sit idle, offering no cash flow. Here, clients earn interest in ounces via short-term leases to businesses like jewelers or mints. This fits neatly into diversified portfolios, providing stability amid stock volatility.

For retirement savers or family legacy builders, the appeal grows. You hold physical gold in vault storage, yet watch your stack compound monthly. Low storage fees and transparent client portals keep things simple and costs down.

Experts note gold’s role as a hedge against fiat weakness. Adding yield turns it into a working asset, much like bonds but backed by real metal. This setup suits accredited investors eyeing risk-adjusted returns.

Passive Income from Gold Holdings

Earn compound interest in gold ounces without selling, ideal for retirement or legacy planning. Monetary Metals handles the leasing to vetted clients, crediting your account monthly with extra ounces. You stay hands-off while your holdings grow.

Check your client portal for monthly statements that show yield from gold leases. Reinvest those credits automatically to compound, or take delivery of more physical gold. No need to time markets or manage deals yourself.

This beats traditional storage where you pay fees with no return. Their program covers storage fees through lease income, turning a cost into profit. Silver leases work similarly for those diversifying into other precious metals.

For long-term holders, it’s a set-it-and-forget-it approach. Keith Weiner, the founder, designed it so investors focus on wealth building, not operations. Your gold works for you quietly in the background.

Inflation Hedge with Yield

Gold protects purchasing power, and added yield accelerates wealth preservation during currency devaluation. Fiat savings lose value yearly to inflation, but your gold stack grows via lease yield. This real metal accumulation outpaces eroding paper money.

Think of a retiree watching bank CDs shrink in real terms. With Monetary Metals, gold yield adds ounces based on London fix spot prices, building a hedge that pays you back. It’s physical gold financing without the risks of gold bonds.

During high inflation, lease demand from bullion dealers rises, boosting yields. Clients see their holdings expand monthly, countering rising costs. Vault storage keeps it secure and insured.

Research suggests gold shines when currencies weaken. This model amps that up, turning protection into active growth. Investors report satisfaction on platforms like Trustpilot reviews for the steady, real returns.

Diversification Advantages

Adds a yielding precious metals sleeve uncorrelated to stocks or bonds in your portfolio. Allocate a portion to gold yield for better risk-adjusted performance across asset classes. It smooths out bumps from equity drops or bond rate swings.

For example, blend 5-10% into a diversified portfolio with stocks, bonds, and cash. When markets tank, gold holds value and pays yield, balancing losses elsewhere. Silver leases add variety within metals.

Monetary Metals’ structure minimizes counterparty risk through short leases and full collateral. Track everything via client account dashboards with clear fee breakdowns. No hidden costs eat into returns.

This sleeve acts like income from leases without selling assets. It complements traditional holdings, giving portfolios true breadth. Investors value the physical backing and monthly compounding for steady growth.

Potential Risks and Drawbacks

While innovative, the Monetary Metals gold yield model carries lease-specific risks alongside gold’s inherent volatility. Investors earn interest through gold leases, but lessee defaults or sharp price drops can affect returns. Storage fees and redemption delays add to the picture for those holding physical gold.

Counterparty risks stand out in this setup. Lessees borrow gold from client accounts, posting collateral like bonds or cash. Even with safeguards, trust in the business matters for long-term holdings.

Gold spot price swings hit your portfolio value directly. Yield paid in ounces helps against fiat inflation, yet quick market turns test patience. Experts recommend pairing this with other asset classes for balance.

Liquidity lags behind simpler options. Physical delivery takes time, unlike instant sales in yield accounts. Diversified investors weigh these against potential lease yield gains from silver leases too.

Counterparty Lease Risks

Lessee default is mitigated by collateral, but remains a concern despite protocols. Monetary Metals requires lessees, such as jewelers or mints, to post assets exceeding the leased gold value. No historical defaults have been reported, which reassures many clients.

Collateral coverage works like this: if you lease one ounce at the London fix spot price, the lessee might secure it with cash or gold bonds worth more. Regular checks through the client portal keep protection current. This setup protects your ounces in the vault storage.

Still, no system is foolproof. Keith Weiner, the founder, stresses conservative underwriting for gold financing. Accredited investors should review monthly statements for lease details and collateral status.

Practical advice: allocate only part of your precious metals portfolio here. Combine with direct physical gold holdings to spread risk across gold leases and silver leases without full exposure to any single lessee.

Market Price Volatility Impact

Yield paid in gold shields from fiat inflation but exposes you to gold spot price swings. Your account earns interest in additional ounces, so a price drop does not shrink your holdings. This compounds over time, much like interest on bonds.

Gold prices fall 20%. Your ounce count stays the same or grows from lease yield. Portfolio value dips temporarily, but you hold more physical gold for recovery.

Silver leases follow a similar path, with returns paid in ounces. This structure suits long-term investors unfazed by short-term volatility. Risk-adjusted views favor it over fiat accounts losing to inflation.

To manage swings, track the program via the client portal. Pair gold yield with diversified assets, keeping some in quick-access spots. Trustpilot reviews often note this stability during market dips.

Liquidity Considerations

Physical redemption takes days to weeks, less liquid than ETFs for quick cash needs. You can sell your yield account instantly at spot price through Monetary Metals as a bullion dealer. Full physical delivery involves vault prep and shipping.

Compare timelines: yield sales settle fast, often same day. Physical gold pulls require 1-2 weeks for verification, packaging, and insured delivery. Storage fees apply until then.

For clients, this means planning ahead for withdrawals. The model fits buy-and-hold strategies over frequent trading. Monthly statements help monitor ounces ready for redemption.

Actionable tip: keep a portion in the yield account for liquidity. Use it to fund larger physical pulls without selling core holdings. This balances access with earning compound interest on leased gold.

Fees and Cost Structure

Transparent fees primarily come from lease revenue sharing, with low storage costs passed through. Monetary Metals keeps things straightforward for investors holding physical gold or silver in their program. You earn yield from gold leases or silver leases, and the main costs tie directly to that revenue.

Storage fees from vault storage are minimal and passed on without markup. No spreads on buys or sells at spot price or London fix. This setup lets your gold yield work harder in a diversified portfolio compared to traditional bonds.

Management takes a small slice from lease income, leaving most of the net yield for clients. Watch for ancillary costs like shipping physical ounces inbound or outbound. Overall, costs stay low for accredited investors using the client portal to track monthly statements.

Keith Weiner’s approach focuses on real returns from precious metals leasing, not hidden charges. This beats holding idle bullion at a jeweler or mint. Your investment earns compound interest like gold bonds without the usual bank risks.

Management Fees Breakdown

Annual management fee around 0.40% plus pass-through storage, deducted from lease revenue. This fee covers running the platform, including client accounts and gold financing arrangements. Net cost drops as your gold yield rises from leases.

The table shows how fees scale with lease yield levels. Larger holdings in ounces get better terms. This boosts risk-adjusted returns.

Storage fees add about 0.10% annually. Vaults fully pass them through.

Your physical gold portfolio keeps effective costs under 0.50% after yield credits. Compare this to bullion dealer storage alone.

Check exact deductions in monthly statements on the client portal.

Lease Revenue Sharing

The platform takes a cut from gross lease yield. It credits the net amount to clients.

Example: Gold on lease earns 2.5% gross. After 0.40% management fee, you get 2.1% net yield in your account.

This model funds the business. Investors earn interest on idle metals.

Jewelers and mints lease your ounces. You get steady returns like gold bonds, backed by physical delivery.

Example: 100 ounces at 2.0% gross yield equals 2 ounces yearly. After the cut, you keep 1.6 ounces worth.

Silver leases follow the same rules. Rates are slightly lower but beat zero-yield storage.

Track everything in the client portal with monthly statements. Use this transparency to make good portfolio decisions.

Experts love it. Add precious metals yield without selling holdings.

Hidden Costs Analysis

No hidden spreads on buys or sells. Watch withdrawal and wire fees.

Monetary Metals uses spot prices for fair deals on physical gold or silver. Frequent moves can add up charges.

• Inbound gold shipping: Paid by client for initial deposit, around standard carrier rates.
• Outbound withdrawal: Fee for shipping physical ounces back, plus insurance.
• Wire fees: Small charge for account funding or payouts.
• Account minimums: Typically 100 ounces gold or equivalent for full yield access.
• Early termination: Possible fee if ending a lease early, rare but noted.

These fees keep the program smooth for lessees like jewelers. Storage fees pass through clearly with no surprises.

Check Trustpilot reviews for real client cost experiences.

Most investors find these fees minor next to net returns from leases. Hold long-term to cut shipping costs.

Add this to your diversified portfolio. Chase gold yield that beats bank rates!

Comparison to Competitors

Monetary Metals differentiates through physical backing and true yield versus paper alternatives. This table previews key differences in yield options, redemption, and costs across common gold investment choices.

Pick Monetary Metals to earn yield on physical gold. Skip counterparty worries.

Traditional options track spot price. They miss income potential.

Build a diversified portfolio with gold leases for steady returns. Get ounces paid in gold, beating plain storage fees.

Tip: Compare your holdings to this model before switching. Physical delivery fits long-term precious metals holders.

Vs. Traditional Gold ETFs

ETFs track spot price with no yield and counterparty risk. Monetary Metals offers physical gold income.

Popular ETFs use paper claims. This risks custodian defaults.

Monetary Metals delivers gold yield from leases to jewelers and mints. Earn interest in ounces, beyond price gains.

ETFs fit quick trades on the London fix. They lack income.

Switch to Monetary Metals. Your gold earns via leases!

Example: Use ETF for liquidity. Move to Monetary Metals to compound interest over years.

Clients get monthly statements on returns.

Vs. Other Yield-Bearing Metals Platforms

Few rivals match their record. Most give fiat yields on unallocated metal with paper risks.

Monetary Metals pays yield in physical gold ounces from verified leases. Others convert to USD, watering down metal purity.

Gold bonds pay cash interest. They risk fiat devaluation.

Silver leases and gold financing keep your gains in metal.

Accredited investors: This beats weak options. Track performance in the client portal.

Unique Selling Points

Physical gold yield paid in gold. Full transparency, no rehypothecation.

Clients skip risks of uncontrolled metal lending.

Keith Weiner’s analysis powers the lease yield model from real market leases. It crushes zero-return bullion storage.

• Keith Weiner’s expert analysis on gold leases and bonds.
• Client portal for monthly statements and portfolio tracking.
• Strong Trustpilot reviews from users earning on physical holdings.
• No rehypothecation, full audit trails on ounces leased.
• Yield covers storage fees and generates net income.

Businesses and investors finance gold without selling. Perfect for diversified silver or gold portfolios.

How to Get Started with Monetary Metals

Open an account in minutes online. Choose gold or silver yield programs.

Earn interest on precious metals via lease yields. Grow your varied portfolio past spot gains!

Simple process for new or experienced investors. Register on site and verify details.

Fund account. Allocate to Lease Yield Account and start earning now!

Monetary Metals manages vault storage and leases to jewelers and mints. Earn yield while keeping gold or silver accessible.

Get clear monthly statements in the portal on returns and leases.

Love physical delivery? Easy redemption gets your bullion back.

Keith Weiner focuses on risk-adjusted returns from gold financing and silver leases. Treat metals like bonds in your mix.

Account Setup Process

Step 1: Go to monetary-metals.com. Click ‘Open Account’.

Enter name and email in 5 minutes. Get instant client portal access to track gold yield or silver leases.

Step 2: Upload ID documents for quick verification. This meets compliance rules.

Approval comes in hours. Fund your account right away!

Step 3: Fund with wire or ship bullion (1-3 days). Use London fix spot price for accuracy.

Bullion dealers add ounces this way.

1. Register in 5 minutes with basic details.
2. Verify ID for quick approval.
3. Fund account using wire or bullion (1-3 days).
4. Allocate metals to your Lease Yield Account to start earning interest.

Accredited investors get higher-yield gold bonds. Check monthly statements for lease rates and compound interest.

Your metals work hard in the background!

Minimum Investment Requirements

Start with just 1 ounce of gold or equal silver. That’s about $5k for gold, less for silver.

No ongoing minimums. Scale up anytime!

Silver gives easy entry for small portfolios. Allocate ounces to earn yield from business leases.

Low storage fees. Vaults secure your gold or silver.

Love the flexibility, no lock-ins. Add via wire anytime to grow yields.

Build your diversified portfolio with metals and more.

Large commitments? Try gold financing as an accredited investor. Trustpilot praises low barriers to returns.

Pick ounces for your risk and goals.

Withdrawal and Redemption Policies

Sell your yield position instantly. Or redeem physical bars or coins in 1-2 weeks.

Flexible for liquidity. Shipping and insurance fees apply.

Redemption steps: Submit request in client portal. Settle active leases in a few days.

Then ship your gold or silver bullion.

Full redemptions need 30-day notice for lease wind-down. This protects all clients.

Partial withdrawals? No wait, full flexibility.

1. Request withdrawal in the client portal.
2. Settle any open leases (typically quick).
3. Choose instant sale or physical ship with fees (1-2 weeks total).

Costs cover vault release and delivery from your account. Balance interest earnings with metal access.

Keith Weiner urges knowing these for smooth investing.

Regulatory and Security Features

Audits, insurance, and transparency build trust. Safe for physical gold or silver holders.

Regular checks and reports let you earn yields worry-free!

Top vaults with full insurance. Easy secure portal access.

Protects your precious metals investment in leases.

Add leases to your portfolio for peace of mind. Track leased ounces, held metal, and yields earned.

Earn interest on physical assets.

Founder Keith Weiner highlights protections for risk-adjusted returns. Everyday and accredited investors both win.

Compliance and Audits

State registered, A+ BBB rating, top Bullion.Directory reviews. Follows all rules for physical gold and silver.

Regular audits confirm client accounts are solid.

Audits run on schedule, yearly or more. Independent firms verify holdings and leases.

Check public reports linked to your investment account.

• State registrations make legal operation possible as a bullion dealer.
• A+ BBB score reflects strong client service.
• Bullion.Directory praise highlights fair practices in gold leases.
• Public verification lets you confirm audit details online or via statements.

Compliance secures your returns from silver leases or gold bonds. Check positions anytime against audits.

Insurance and Storage Security

Full insurance at $1B+ depositories with 24/7 security. Lloyd’s of London covers every ounce, leased or not.

Vaults have biometrics and constant monitoring. Metals stay fully segregated – yours never mixes.

Statements prove it.

Insurance covers theft, loss, damage for storage. Key for yield program earners.

Avoid pooled storage traps.

Tip: Check monthly statements for insurance and vault details. Gain confidence in your gold yield strategy.

Transparency Reports

Monthly statements and live portal keep you informed. Trustpilot reviews show high satisfaction.

Log in for real-time positions, leased ounces, yields, and storage.

Reports list lessees for your leases. Third-party audits confirm numbers.

Track compound interest easily.

• Access positions via the secure portal anytime.
• View lessee details to understand who rents your metals.
• Download audit confirmations for your records.
• Check Trustpilot for client feedback on service.

Portfolio managers: Easy tools for risk-adjusted performance checks. Lessees like jewelers get proof too.

Easy for people who earn precious metals.

Expert Analysis and Verdict

Keith Weiner’s model shakes up gold investing. It fits patient clients who crave yield, turning physical gold into cash flow via leasing.

This fresh approach beats plain holding in a dull market.

Monetary Metals blends physical ownership with yield from gold and silver leases.

Clients earn interest from lessees like jewelers and mints. It prioritizes steady, risk-adjusted returns over fast trades.

Real-world gold financing and storage drive its performance.

Keith Weiner tackles concerns with secure vault storage and clear monthly statements. It slots perfectly into diversified portfolios for those fine with lower liquidity.

Experts love how lease yields crush storage fees.

It hooks investors sick of zero bullion returns. Think bonds, but with real gold backing-perfect for long-term thinkers.

Strengths of the Model

Enjoy proven yield on physical assets. Benefit from tight risk controls and physical redemption anytime.

• Physical redemption: Grab your gold or silver anytime. No paper gold traps.
• Risk controls: Vetted lessees plus insured vaults cut default fears.
• Compound interest: Grows fast, tracked in monthly statements.
• Transparency: Clear terms based on London fix prices. Beats shady dealers.
• Portfolio boost: Ideal for accredited investors diversifying with stocks or bonds.

Trustpilot raves about real income on holdings.

One user earned enough to nix costs while HODLing gold long-term. Yield chasers, this rewards your patience!

Weaknesses and Criticisms

Liquidity trails ETFs. Yields swing with lessee demand. Minimums beat spot buys.

Trustpilot users note slower fund access vs. ETFs.

Yield variation follows gold and silver lease markets. Higher minimums suit big investments.

• Daily liquidity? Plan ahead for redemptions or sales.
• Rates flex with lessee demand-not fixed like bonds.
• Needs more cash upfront than a single gold bar.

Weiner pushes back with superior risk-adjusted gains and physical backing.

Storage stays secure. Test with a small account if yields dip.

Final Recommendation

Top pick for accredited investors chasing gold yield.

Start small in diversified portfolios. It delivers income from physical gold and silver-no daily trades needed.

Perfect for yield-first HODLers ditching quick liquidity.

Adds spice to stock-heavy or fiat-laden portfolios. Redemption and statements bring calm.

Tip: Shift some metals here for interest.

Track lessee demand in the portal. Pairs great with vault bullion.

Disclaimer: Gold investing risks price swings and lease defaults. Past results don’t predict future. Talk to a financial advisor first.

Frequently Asked Questions

What is Monetary Metals’ Gold Yield Model?

Earn yields on physical gold via leasing. Keep ownership, get paid-no selling needed.

How does it work?

Lease gold to trusted lessees like mints. Short-term deals with collateral keep risks low.

What are the benefits?

• Passive income: Up to 5-10% yearly.
• Own physical gold.
• Hedge inflation better than idle storage.

Is it safe?

Yes: Allocated storage, overcollateralized leases, full transparency. Watch for counterparty risks.

How does it beat traditional gold investing?

Adds yield to buy-and-hold. Higher returns, same safe-haven vibe-less volatile than stocks.

Who is it for?

• Gold fans wanting income.
• Retirees diversifying.
• Inflation fighters.
• Conservative yield seekers.