Strata Trust Company Review 2023: Remarkable IRA Firm!

May 21, 2023

Is Strata Trust Company A Scam?

Hi, welcome this Strata Trust Company Review!

Nowadays, a lot of investors are allotting a lot of their assets to various ventures. Moreover, diversification of portfolios is becoming quite the thing. Hence, investment opportunities such as self-directed IRAs are always a welcome sight.

That is why, many investors are opening their accounts, utilizing several assets. But, the challenge here is to find the most suitable firm for your needs. Additionally, their pros should heavily outweigh the cons.

Furthermore, doing a background check is always an essential thing to do to minimize risks of being a victim in IRA scams. With that being said, in this Strata Trust Company review article, you will learn everything you need to know about this firm.

By using these information, you can ascertain if this company if for you or not. Without further delay, let's get it started!

Strata Trust Company Review Quick Summary

Strata Logo

Name: Strata Trust Company


Owners: Kelli Click

Price: $50,000 minimum investment

Promotion: Free Silver 

Rating: 4/5

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What is Strata Trust Company?

Strata Website

For its history, Strata Trust Company was founded way back 2008. Formerly, it was known as the Self Directed IRA Services Inc. Under the wings of the bigger company, Horizon Bank, this firm started doing business right away.

Some time later, they re-branded into their current name, Strata Trust Company. By 2010, they positioned themselves securely in the industry by allowing institutional services. As such, they allow investors to invest in self-directed IRAs.

With self-directed IRAs, you are able to invest in properties ranging from precious metals such as gold and silver to stocks and assets. In addition, you are able to monitor movement of other assets on the market. For example, ETFs and mutual funds.

Currently at this time of writing, Strata Trust (re-branded again in 2017) has well over $4 billion in assets. Also, it is good that this custodian has a lot of connections to reputable bullion dealers. As such, business transaction are smoother than other firms.

In addition, this company boasts to having ingenious solutions to your IRA problems. For instance, they have many offerings for you in terms of gold IRA. Plus, they employ the usage of the latest technologies to protect your assets.

Nevertheless, this article will unravel everything there is to know about Strata Trust. Put side by side, how does it compare to the giants of the IRA industry.

Strata Trust Company Management

The team at Strata Trust Company is comprised of experienced professionals with a wide range of expertise in self-directed IRA's industry. Dedicated in providing excellent customer service, and committed to gain trust of investors worldwide.

This information is important to ensure transparency. The following are members of the Strata Trust Company executives:

  • Kelli Click, President
  • Jeff Thompson, Executive Vice President
  • Michele Maruri, Chief Financial Officer
  • Will Pascarela, Chief Technological Officer
  • Margaret Mcvan, Vice President - Client Experience
  • Dena Mayo, Vice President - Marketing & Communications

The company has an extensive list of experienced and well-equipped management and leadership team members to ensure that clients receive the highest level of support and guidance throughout the investment process.

Strata Trust Company Products and Services

By 2020, Strata Trust empowers their 40,000 investors with knowledge and service pertaining IRAs. Just by this statistic, you can tell that this company is confident about its work ethic and processes.

Are you itching to know what services there are the mostly suits your needs? Well, please take a look at all the offerings Strata Trust have in store for you.

  • Precious Metals IRA – First off, this is among the top IRA accounts that investors wants a piece of. From gold and silver to the more abundant platinum and palladium, you have the power to choose. Admirably, you can buy and sell metals while not incurring taxes! Do remember, however, that there are certain regulations about this set by the IRS. Lastly, metal storage at home is not allowed!
  • Real Estates – For retirees, this might be the best one for you. Essentially, you buy and acquire ownership of several physical assets. To cite, you can invest in a lot, commercial building, large facilities, and public property. Consequently, this requires knowledge and extensive experience about property management.
  • Private Equity – Quite frankly, there are a lot of problems regarding buying and trading stocks. For that reason, private equities exists. This allows one to use the assets of his self-directed IRAs for assets that are not on the stock exchange. Similarly, it operates like the real estate one by which supplemental knowledge is imperative.
  • Others – Commendably, Strata Trust offers their investors a lot of options for their individual retirement accounts. To illustrate, one can invest in private debts, structured elements like government bonds, and crowdfunding.

Prices and Fees

For the IRA-related fees, please take a look at the following image from Strata Trust Company's website. This image contains all information, and is tabulated in terms of Basic IRA, Flex IRA, and Precious Metals IRA.

Strata Fees

How To Get Started In Strata Trust?

Being an IRA custodian, Strata Trust Company provides services centered around investment opportunities. Therefore, you must first examine yourself if you have the potential and necessary knowledge needed before starting.

Most importantly, you have to make an effort on understanding the IRA account you chose. For this reason, Strata Trust allows you to gain knowledge using their numerous blogs, articles, and videos.

After everything, if you are sure about your decision, you need to follow these to start investing:

  • Choose and open your account – To start, you have the choices from precious metals, basic, and flex IRAs. If you are unsure about what to pick, I suggest reading this article of mine.
  • Fund your IRA – Coming up next, you need to transfer funds into your account to accommodate your assets. As such, you can either do a direct deposit, a rollover, or annual contributions.
  • Monitor your account – After which, you can now monitor the performance of your account. On top of this, you can now engage in various business transactions such as purchasing metals, acquiring properties, etc.

A quick note, if you are inclined with having a precious metals IRA, you can store them at partner depositories. Strata Trust Company strongly suggests choosing Brinks Global Services or Delaware Depository for this service.

Customer Ratings and Reviews

Now, here is something that Strata Trust Company must improve. Right off the bat, one may be dismayed by the lack of reliable and excellent reviews. In my book, that is certainly a big red flag.

Nevertheless, I was still baffled that on a reliable organization, they received a dreary rating while having an entirely different setting on another. These mixed reviews may confuse customers and will lead them to find another alternative due to the firm’s inconsistency.

As you can see, they have excellent reviews in both Google and TrustPilot but isn't event accredited in the Better Business Bureau.

Pros and Cons


  • Services are varied and commendable
  • Self-directed IRAs’ information are unbiased and simple
  • In the industry for quite a time
  • Secure depositories
  • Transparency is one of their best suits


  • Mixed reviews
  • Inconsistent online presence
  • No reason cited for re-branding
  • Poor customer service
  • High account minimum start-up

Is Investing Here Worth It?

To conclude, Strata Trust Company is not a scam. They are legit and has been operating since 2008, providing self-directed IRA's and services. They are headquartered in Austin, Texas.

First off, they have varied IRA services available. Furthermore, you have the option to invest in several assets such as precious metals and bonds. As such, this becomes a way to diversify your portfolio.

Additionally, they have quite the arsenal in terms of educational materials. A big green flag that helps their case of legitimacy is that they also have partnerships with reputable depositories such as Delaware Depository.

They place a strong emphasis on technology and innovation to streamline the account management process for their clients. Through their online platform, investors can easily access their account information, make investment decisions, initiate transactions, and monitor the performance of their investments. 

However, there are still some red flags about this company. For its major concern, its online presence has inconsistent reviews. Plus, they are rumoured to have poor customer service.

Bottom-line, this company is a legit IRA custodian. Thank you for reading this Strata Trust Company review article. For any comments and suggestions, do leave them in the appropriate section below.

Anis is a digital marketing expert that enjoys writing blogs and helping people avoid scams online; he is passionate about investing in real estate and gold; in his free time, Anis loves playing football, going to the gym, and hanging out with friends.

By the way, if you are tired of scams and want to invest with a legit gold company, check out my 6 top legit gold IRA companies of 2023!


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