U.S. Money Reserve Review – Too Many Red Flags in 2023?!

December 20, 2022

U.S. Money Reserve Review

Welcome to my U.S. Money Reserve Review

First of all, its very wise of you to look up a company before putting in your hard earned money!

Fortunately, this U.S. Money Reserve Review should provide you with the crucial and important details about this company.

So without further ado, let's get started.

U.S. Money Reserve Review Quick Summary

Name: U.S. Money Reserve

CEO: Angela Koch

Price: Varies depending on your investments

Rating: 4/5

U.S. Money Reserve Review logo

What is U.S. Money Reserve?

U.S. Money Reserve is a company that deals with gold and gold IRAs that is self-directed.

The CEO of the company is Angela Koch, who is the first and only female CEO in the precious metals industry and she was even featured in Forbes

The president of the company, Philip N. Diehl, used to be a director of the U.S. Mint.


By the way US Mint is not BBB accredited and I it seems like they have a similar website called American mint but this website seems like it's a scam because I have read a lot of negative comments about it

Does this mean US Money reserve is a scam?

Probably not, but it's definitely a red flag!

Here's our #1 Recommended company with the highest positive reviews!

This company claims to offer its clients a buyback guarantee and they also refund coins inside 30 days from the purchase.

They also say that their shipping for the purchases is insured, you will need to provide your signature for the delivery.

U.S. Money Reserve gives away an informational kit about gold-buying for free to anyone who is interested.

U.S. Money Reserve Products

U.S. Money Reserve offers various precious metals including gold, silver, platinum and palladium.

Their best coins include:


U.S. Money Reserve Gold IRAs

U.S. Money Reserve offers gold, silver, and platinum IRAs. They can help you start a new gold IRA account or transfer your funds from your current IRA account.

If you have an existing IRA account and 401(k) or 403(k) plans, U.S. Money Reserve gives you the option to transfer either a part or your entire investment into a gold or other precious metal IRA.

After you’ve set up your IRA and fund it, the company will send the products you’ve purchased to a secure IRS-approved depository.

What are the U.S. Money Reserve Fees & Costs?

U.S Money Reserve’s gold IRA account annual fee is $250, however, they waive the $250 worth of setup and storage fees during your first year if you make some qualifying purchases.

While the company’s gold and silver coin prices can be different depending on the latest market rates.

U.S. Money Reserve Ratings and Reviews (Updated 2023)

Below are the online ratings and reviews of U.S. Money Reserve as of Nov 2022.

  • BBB - It appears their rating has dropped from 3.91/5 to just 3.86/5, although they still hold an A+ rating, and are still BBB accredited. That said, the number of complaints has increased quite a bit, to 25 complaints.
US Money Reserve Review


Today we are getting into the new year of 2023.

I just had a quick look at the US Money Reserve BBB page again and I noticed this.

US Money reserve BBB profile

As you can see in 2023 two more complaints were new.

One more closed complaint and the rating went from 3.86/5 to 3.83/5

While this does not make US Money Reserve a scam at all but it does not mean it's not a red flag that will make you think twice before investing your cash.

Maybe you want to have a look at our #1 Company with the most satisfied members & highest positive reviews of 2023.

  • BCA - 4/5 rating, AAA rating with 7 reviews (As of Nov 2022)
U.S. Money Reserve BCA Rating August 2022

In 2023, US Money Reserve has still the same company rating of AAA which is definitely a good thing!

 Lawsuit Against US Money Reserve?

Yes, there is another red flag against US Money Reserve.

In 2011, this company we are reviewing had to pay $5M to their customers.


Because the US Money Reserve customers were victims of very misleading sales tactics by this company sales agents.

You can read in details about the US Money Reserve lawsuit here.

Not sure which company to invest with?

I highly Recommend Augusta & Goldco, after reviewing over 200 companies, these guys are the best!

U.S. Money Reserve Pros and Cons


  • Accepts rollovers for existing 40(k)s accounts
  • Has online resources
  • Wide variety of products
  • Good ratings and reviews


  • Annual fees
  • Lacks ratings and reviews
  • Has some complaints in BBB and Reddit
  • Lawsuit against them
  • Even the employees have negative reviews 

Is U.S. Money Reserve a scam? How Reliable This Company is?

For the conclusion of this U.S. Money Reserve Review, let's answer this question.

U.S. Money Reserve is not a scam. It is a legit precious metals company run by veterans in the industry. Moreover, it offers good products and services.

Although it has good ratings and reviews, it only got these from two websites, BBB and BCA. Moreover, the company did receive an alarming number of complaints posted in BBB.

Plus the lawsuit I mentioned earlier is also a big red flag

So my final opinion it's a legit company that is NOT reliable!

We have reviewed over 200 companies, the one that stands out is called Augusta Precious Metals they have a lot of positive reviews and high ratings, click here to learn more!

Thank you so much for reading my U.S. Money Reserve Review! If you have any comments or questions, feel free to leave them in the comments section.

Check out my other reviews here!

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