U.S. Money Reserve Review (Scam or No?) (Updated August 2022)

August 21, 2022

U.S. Money Reserve Review

Welcome to my U.S. Money Reserve Review.


When searching for precious metal IRA service providers, chances are, you will find out about this company.

This U.S. Money Reserve Review will provide you with the crucial and important details about this company.

Without further ado, let's get started.

U.S. Money Reserve Review Quick Summary

Name: U.S. Money Reserve

Website: https://www.usmoneyreserve.com/

CEO: Angela Koch

Price: Varies depending on your investments

Rating: 4/5

U.S. Money Reserve Review logo


What is U.S. Money Reserve?

U.S. Money Reserve is a company that deals with gold and gold IRAs that is self-directed.

The president of the company, Philip N. Diehl, used to be a director of the U.S. Mint.

This company offers its clients a buyback guarantee and they also refund coins inside 30 days from the purchase.

They also make sure that their shipping for the purchases is insured, you will need to provide your signature for the delivery.

U.S. Money Reserve gives away an informational kit about gold-buying for free to anyone who is interested.

U.S. Money Reserve Products

U.S. Money Reserve offers various precious metals including gold, silver, platinum and palladium.

Their best coins include:


U.S. Money Reserve Gold IRAs

U.S. Money Reserve offers gold, silver, and platinum IRAs. They can help you start a new gold IRA account or transfer your funds from your current IRA account.

If you have an existing IRA account and 401(k) or 403(k) plans, U.S. Money Reserve gives you the option to transfer either a part or your entire investment into a gold or other precious metal IRA.

After you’ve set up your IRA and fund it, the company will send the products you’ve purchased to a secure IRS-approved depository.

U.S. Money Reserve Costs

U.S Money Reserve’s gold IRA account annual fee is $250, however, they waive at least $2500 worth of setup and storage fees during your first year on investments.

The company’s gold and silver coin prices can be different depending on the latest market rates.

U.S. Money Reserve Ratings and Reviews (Updated August 2022)

Below are the online ratings and reviews of U.S. Money Reserve as of August 2022.

  • BBB - It appears their rating has dropped from 4.36/5 to just 3.91/5, although they still hold an A+ rating, and are still BBB accredited. That said, the number of complaints has increased quite a bit, to 24 complaints.
U.S. Money Reserve BBB Rating August 2022

  • BCA - 4/5 rating, AAA rating with 7 reviews (As of August 2022)
U.S. Money Reserve BCA Rating August 2022

U.S. Money Reserve Pros and Cons


  • Accepts rollovers for existing 40(k)s accounts
  • Has online resources
  • Wide variety of products
  • Good ratings and reviews


  • Annual fees
  • Lacks ratings and reviews
  • Has some complaints in BBB

Is U.S. Money Reserve a scam?

For the conclusion of this U.S. Money Reserve Review, let's answer this question.

U.S. Money Reserve is not a scam. It is a legit precious metals company run by veterans in the industry. Moreover, it offers good products and services.

Although it has good ratings and reviews, it only got these from two websites, BBB and BCA. Moreover, the company did receive an alarming number of complaints posted in BBB.

If you wish to know my top recommended precious metals firm, check it out below.

Thank you so much for reading my U.S. Money Reserve Review! If you have any comments or questions, feel free to leave them in the comments section.

Check out my other reviews here!

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 Questions? Call 855-444-7022