American Hartford Gold Group Review 2025: Risky or Legit?

American Hartford Gold Group is one of the most visible names in the physical precious metals and Gold IRA industry.
Founded in 2015 and headquartered in Los Angeles, the company built its reputation by pitching itself as a customer-first, low-barrier entry point for new gold and silver investors. It’s backed by heavy national advertising, big-name celebrity endorsements, and a rapid rise on rankings lists like the Inc. 5000. Today, American Hartford is considered a major player in the Gold IRA space, especially for investors looking for a company with a strong public profile and an easy onboarding process.

But visibility is not the same thing as value.

If you?re researching American Hartford Gold Group reviews to decide whether they?re a good match for your retirement strategy, you?re not alone. Rising inflation, market volatility, and geopolitical risks have pushed many Americans to consider adding physical gold or silver to their IRAs. That?s why it’s important to look past the advertising and understand this company?s track record, pricing structure, minimum investment amounts, customer satisfaction record, and how it compares to top competitors in 2025.

This updated review breaks down what you need to know?the company?s history, fees, storage options, ratings, and potential red flags?so you can make an informed, confident decision before moving any retirement assets.

We’ll also will cover how American Hartford actually works, what I learned when I dug through their website and public comments, disciplinary and compliance records, what real customers are saying, how much the fees really are.

Finally, we’ll discuss how they compare with companies like Augusta Precious Metals, Goldco, and Birch Gold Group.

Let?s take a closer look.

Let us start with a quick snapshot of American Hartford.?

American Hartford Gold Review: Quick Summary Table

What is American Hartford Group??

Company Background & Leadership

American Hartford Gold is a family oriented precious metals dealer that focuses on physical gold and silver for retirement accounts and direct ownership. The company was founded in 2015 by Sanford Mann, who still serves as CEO.?

A few important points about their growth and reputation:

From a regulatory and trust standpoint, American Hartford Gold holds an “A-plus” rating with the Better Business Bureau. Furthermore, as of this writing in November 2025, there are no major public scandals or lawsuits tied to the company at this time.?

I found no publicly reported FINRA or SEC enforcement actions against American Hartford Gold Group as of November 2025. Officially, their disciplinary and enforcement record with federal agencies is pretty clean – especially for a company that does so much business!?

My First-Hand Take After Calling American Hartford Group

When I called American Hartford Gold myself, I wanted to see how they behave when someone is doing real due diligence, not just chasing the “free silver” promo.

The representative took their time, walked me through the rollover steps, explained the annual fee structure, and actually went over some of the downsides of a Gold IRA, including liquidity and volatility. There was no hard push to ?lock in? a promo on the same call, which in this industry was a very good sign.

The overall feeling from that call matched what I later saw in hundreds of reviews. People keep mentioning patient explanations, step-by-step help, and follow-up calls that that serve the interests of the customer and help them understand the strategy and underlying reasons for each transaction. These people are much more than just order-takers. They delivered a first-class customer service experience at every step.

I was impressed.?

Investor Education Resources

The educational resources are solid as well. American Hartford leans heavily into investor guides, market commentary, and one-on-one explanations. They promote a simple thesis: physical metals can diversify a retirement portfolio and act as a long-term hedge. Whether you agree with that thesis or not, it?s clear the company wants clients to understand what they?re buying and why.

That said, American Hartford is not the perfect fit for everyone. No gold company is.?

For example, fees on small accounts can add up over time, the product line is more limited than some competitors, and you still need to call for pricing. For cautious investors with at least $10,000 dollars to invest in gold or silver coins, bars, and bullion, they are a serious candidate.

For very small accounts or investors who want to trade platinum and palladium, in addition to gold and silver, there may be better options. We’ll help you identify them in this piece.?

If you want to check them out now, here are our top gold IRA company choices for 2025.?

What Does American Hartford Offer?

American Hartford Gold Group’s business model focuses on two main tracks: Precious metals IRAs, and direct delivery of physical gold and silver for non-IRA investors who want to take personal possession of their gold and silver.?

Precious Metals IRAs

You can roll over money from an existing retirement account into a self directed IRA that holds physical gold and silver. This can be a great way to diversify a retirement portfolio that’s uncomfortably heavily exposed to stock market, interest rate, or inflation risks, for example. Historically, gold holds its purchasing power much better than the dollar over long periods of time. And the IRA vehicle allows you to buy and sell your assets within your IRA as often as you need without incurring capital gains tax. ?

Indeed, all transactions within your IRA, using your own assets (not borrowed assets), are generally tax-free. You are only taxed when you “take a distribution,” (i.e., you withdraw money from your IRA account). At that time, you’ll just pay ordinary income taxes on traditional IRAs, or – and this is an awesome feature -?no tax at all for Roth IRAs (provided you the money has been in your Roth for at least five years).

At American Hartford, you can open the following types of precious metals accounts: ?

? Traditional IRAs
? Roth IRAs
? SEP and SIMPLE plans
? 401(k) 403(b) and similar workplace tax-advantage plans

For IRAs, they normally work with Equity Trust Company as the preferred custodian. But they can coordinate with other self directed custodians if you prefer. ?

Direct Delivery Of Gold And Silver

If you do not want to use a retirement account, you can also buy physical coins and bars directly for home delivery. Shipping is typically free, and it’s ?fully insured within the United States.?

Common products include

? American Gold Eagles
? American Silver Eagles
? Canadian Maple Leafs
? Australian and European bullion coins
? Bars from recognized refiners
? Some specialty items like Valcambi CombiBars in selected periods?

Their catalog is strongest in gold and silver. They have offered some platinum options for IRA accounts, but there is no palladium selection at this time. Furthermore, hardcore platinum fans will have fewer choices compared to some prominent competitors.”

Warning: Do not attempt to take direct delivery of any assets you intend for your IRA or other tax-advantaged, self-directed investment account.?

American Hartford Group Storage & Security

Considerations for Precious Metals IRAs

Remember, you cannot store your IRA gold at home. To hold precious metals in an IRA or other tax-advantaged retirement account, you must keep the physical bullion in an IRS-approved depository facility. American Hartford Gold works with several reputable storage partners, including:

? Brinks Global Services
? Delaware Depository
? International Depository Services?

Metals are stored in high security facilities with twenty four hour monitoring and strong insurance coverage, often under policies from Lloyd?s of London or similar carriers.

Segregated vs. Non-Segregated Storage

? You can usually choose between commingled storage and segregated storage, where your specific coins and bars are held under your own account. Segregated storage normally costs more. But there’s less risk that your holdings will get mixed up with someone else’s lower-quality but similar-looking metals.?

For example, if you buy proofs, and someone else in your commingled facility owns the same coin but at a lower grade, and then withdraws or moves it, there’s a risk that someone at the depository facility will take your proof coin instead of the coin the other investor actually owns. Segregated storage eliminates this risk.

But if all you own is regular bullion, with no proofs, it may not be worth the extra $180 per year. And with IRA accounts, there’s usually no reason to buy proofs or limited editions of any bullion. They add cost without adding value, long-term. In practice, most of the gold IRA investors I speak to opt for non-segregated storage.?

? International shipping is not available. If you live outside the United States, your IRA metals stay at a domestic depository and direct purchase orders do not ship overseas.?

Fees & Pricing Structure of the American Hartford Group

With investment companies of all kinds, fees and expenses always come right out of your returns.

With long holding periods (typical of IRA accounts), high fees can really take a nasty chunk out of your returns. That affects your retirement security. ?Fees are critically important – and you should keep them as low as you can while still receiving the quality of service and support you need.

Furthermore, gold IRAs can look complicated from the outside. So I always make sure the cost structure is clear before recommending any company.

Here is exactly how American Hartford Gold breaks it down and what you should expect in the real world.

Account Setup

The first surprise I got on the call was that it actually costs nothing to open the account.
No setup charge, no paperwork fee, nothing.

A lot of companies still add an administrative fee just for creating the IRA, so it is nice to see AHG keeping it simple here.

Annual Custodian And Maintenance Fees

For most investors, the flat cost you will see every year sits around $180 per month – which is pretty typical.

Put together, the total annual cost usually lands somewhere between $180 and $280, depending on the storage type you choose and the size of your balance.

American Hartford Minimum Investment

American Hartford Gold keeps their minimums reasonable:

? About $10,000 for IRA transfers and rollovers
? Around $5,000 dollars for direct cash purchases

This makes them much more accessible than companies that start at $25,000 or even $50,000 minimum investment. ?If you are a first time Gold IRA investor, this minimum is one of the easier barriers to clear.

Promotions And Fee Waivers

One thing I noticed when I contacted American Hartford is that they use promotions to help offset early costs for bigger accounts.

Here is what they currently offer:

? Fees waived for the first year on investments over $50,000
? Up to three years of fee waivers on accounts above $100,000
? Up to $10,000 in free silver for qualifying rollovers
? A price match policy if you already have a quote somewhere else.

For larger accounts, these promotions can save a meaningful amount of money in the first years of holding your metals.

Pricing For Metals

This is the part everyone always wants the truth about.

American Hartford Gold does not publish prices on their website, and they told me directly it is because the spot price changes every minute. The final price depends on the metal you pick, the product type, availability, and quantity.

However, from my conversations with American Hartford reps and from what other investors have told me, the typical pricing looks like this:?

? Gold, usually three to five percent above spot
? Silver, usually eight to twelve percent above spot

These numbers move with market conditions, of course, but they are well within the normal range for national precious metals dealers.

If you want an exact, up-to-the-minute quote, you have to call a rep and get it over the phone.

That’s normal in the gold industry, and honestly, it is better than publishing outdated prices.

Buyback Costs

American Hartford’s buyback program is quite reasonable. There are no liquidation or restocking fees when you sell back metals you bought from them. As a customer, your only cost is the natural buy-sell spread, which every dealer has.

There is no extra penalty or exit charge for selling, which removes a lot of stress for retirees who want a clean exit strategy.

Downsides

One thing that could have been better: There’s no readily-available public-facing page for blogs and market commentary or general consumer education. I like to go through blogs, white papers, and videos from founders and senior executives just so I get a feel for who I’m doing business with, and make sure our values are aligned.?

I also like to look at the educational resources so see if anything there is relevant for me. Sometimes a gold IRA company’s educational resources can be too basic to be useful, or too geared to people with hundreds of thousands of dollars to invest.?

American Hartford doesn’t make things easy to access: You have to give them your contact information just to get their initial “get started” guide.?

Eventually I was able to find a bit more information – but not directly from their home page. I’ll save you some effort, and send you to their “offers” page, here.

Curiously, the page hasn’t been updated since the Biden Administration!?

Also, here’s their gold catalog page, and here’s there silver catalog page. ?There’s also a page where you can download an educational guide about the tax advantages of self-directed IRA investing.?

NOTE: Not all gold and silver products are allowable for IRA accounts. Be sure to do your due diligence before investing. ?

One thing I do like: American Hartford indicates on every product entry on their inventory pages whether a given product is approved for IRA investors. That alone can save some people a lot of time.?

I tend to stick with “plain vanilla” products like American Eagle gold and silver coins and American Buffalos, since I know they’re very liquid. If I need to sell quickly, I know I can find a willing buyer. Who knows about the other products? Especially in times of economic uncertainty and crisis. But if you’re the kind of investor who likes to diversify your gold and silver holdings among different nations, mints, and products, the fact that you can tell at a glance whether an item is IRA-eligible can save a bit of research time.?

Who Should Consider American Hartford Gold Group?

After reviewing dozens of companies and comparing fee structures across the industry, here’s the real deal on American Hartford Gold Group:

American Hartford Gold is not the cheapest company on earth, and they are not the most expensive either. They’re right in the middle.?

But here’s where American Hartford really shines:
? clear explanations from very professional, knowledgeable sales reps
? no surprise charges
? reasonable minimums
? generous promotions for bigger accounts
? no pressure on the call

If you are starting with a small balance, the flat fees can feel heavy. So they may not be the best choice for very small accounts. But If you are rolling over more than $50,000 the fee waivers and promotions make American Hartford Gold Group an extremely competitive choice.

American Hartford Group Account Setup & Maintenance

When I personally called American Hartford Gold to see how simple the setup really is, the whole process felt very guided and step by step. This is not one of those companies that throws PDFs at you and disappears. They walk with you, answer every question, and make sure you understand what is happening at each stage.

Starting a Gold IRA with them is straightforward. Here is exactly how it works in real life.

Step 1. Request Your Free Information Guide

You can start by asking for their free educational guide. There is no obligation and it gives you a clear breakdown of how a Gold IRA works, what the IRS rules are, and what to expect once you open the account.

When I first looked at it, the guide helped me understand the rollover rules and how storage works. It is a good warm up before you even talk to anyone.

Step 2. Speak With A Real IRA Specialist

After I requested the guide, an IRA specialist called and walked me through everything.

?Thet answered all my questions
? explained the risks as well as the benefits
? compared rollover options
? told me exactly what documents I would need
? coordinated with my existing custodian

There was no rush, no pressure, no pushing. Just a very calm conversation where they explained things in plain English. This is also where you decide if you want a retirement account or a simple taxable purchase.

Step 3. Complete The Paperwork (Very Simple)

Once you are ready, they send the paperwork electronically. Most of it is done through DocuSign, so you can finish everything in a few minutes.

I gave my basic information, selected my custodian, and allowed the new IRA to receive the funds from my old account. That is it.

You do not deal with complicated forms. They guide you through each field so you do it correctly the first time.

Step 4. Fund Your Self Directed IRA

This part usually takes three to ten business days depending on your current provider.

You can transfer or roll over money from
? traditional IRA
? Roth IRA
? old 401 k
? 403 b
? Thrift Savings Plan

Most people do a direct trustee to trustee transfer to avoid tax mistakes. The specialist handles the coordination, so you are not left calling random offices.

Step 5. Choose Your Metals

Once your funds arrive in the new IRA, you can finally choose the physical gold or silver you want.

They showed me the IRS approved options, explained which coins are more liquid, and helped me pick metals that made sense for long term holding. You can choose coins or bars, depending on what fits your strategy.

After that, they arrange secure delivery from the wholesaler straight to the depository you selected.

How Long Does It Take?

From my experience and from what clients say, the setup usually takes
? three to ten business days for the rollover
? same day for metal selection once the funds hit
? instant confirmation from the depository when metals arrive

Direct cash purchases follow a similar path, except the metals ship to your home. Delivery normally takes a few days up to about four weeks depending on product availability. Shipping is insured, tracked, and requires a signature.

What Happens When You Want To Withdraw

I also asked them how withdrawals work because most people eventually want to know if they can take metals out. There are two main options.

Option 1: Withdraw As Cash

American Hartford Gold has a strong buyback commitment.
No liquidation fee, no extra penalty from them.

You call, they lock in the buyback, they arrange transport, and once the metals are verified, you receive your payment. It is very simple and it is one of the reasons people feel comfortable choosing them.

Option 2: Take Distribution “In Kind”

If you prefer to take physical possession, they can ship your IRA metals from the depository to your home. After you receive them, you can store them, sell them, or hand them down.

Just remember, the IRS treats a withdrawal of metals the same way as a cash withdrawal.
If you are under fifty nine and a half, there may be taxes and penalties.

The American Hartford Client Experience?

?After going through their procedures, and investigating many pages of recent online reviews on multiple verified review sites, here’s what I found: ?

American Hartford Gold does not make you feel lost or rushed. They explain everything slowly, help you avoid basic mistakes, and handle the coordination with your old custodian. So you do not need to sit on hold for hours.?

Additionally, they have loads of overwhelmingly positive reviews across several review sites, as well as a solid rating from The Better Business Bureau, as of November 2025.

If you want a Gold IRA company that makes the process smooth and easy to understand, American Hartford is one of the best choices out there.?

Buyback Commitment, A Hassle Free Exit Strategy

One thing I always look for in any Gold IRA company, and something I tell every new investor, is this, you want a clean exit strategy before you even enter. A lot of companies talk big about service when you are buying, but things suddenly get complicated when you want to sell.

When I personally asked American Hartford Gold about their buyback process, the rep walked me through it slowly, step by step. And honestly, it was one of the simpler systems I have seen in the precious metals world.

What Makes Their Buyback Different

American Hartford Gold has an official Buyback Commitment. This is not just a casual promise on a phone call. It means that when you want to liquidate your metals, whether you are cashing out for retirement, rebalancing your portfolio, or simply taking profits, they are willing to buy the metals back from you with no extra exit charges.

• No liquidation fee
• No penalty from AHG
• No last minute markups

You simply contact them, they check the inventory you hold with them, and they start the process.

The Only Condition

When I asked if there were catches, the rep clarified that they only buy back metals you originally purchased from them.

This is standard in the industry, and honestly, it is fair. Companies cannot verify the history, purity, or storage conditions of metals that came from someone else. When the metals come from AHG, they already know exactly where they came from, how they were handled, and what their condition is. That makes the buyback smoother and faster.

The American Heritage Buyback Program

Here’s the buyback process:

1. You call and request liquidation
2. ?They quote you a price based on the current market
3. They arrange secure transport of your metals
4. ?The metals arrive at the facility and are verified?You receive your payment

When I asked about the timing, they were clear: Payment happens after the metals are checked in. That might feel slow to someone new, but this is exactly how every reputable company handles physical assets. It protects both sides.

Why The Buyback Program Matters

Most investors never think about selling until they need to. And that’s when they encounter some nasty surprises. Some lesser gold brokers make the exit messy or expensive.

Not so at American Hartford – provided you buy the products from them, rather than outside.?

With American Hartford, know in advance:
? whom you’ll be selling to
? how the process works
? that there are no extra fees
? and what steps to expect

For retirees and cautious investors, that clarity is a big deal. It turns your metals into something you can actually use later, not something that feels locked away.

Jason’s Note: This is where a company with a solid disciplinary and compliance record comes in. If a company has a track record of getting hit with big fines from the Securities Exchange Commission, or it’s clear from online customer reviews and from speaking to other investors that they’re having major problems with delivery, fulfillment, or even handling basic customer service queries and complaints. you can’t assume they will still be in business in 10 to 30 years, when you might want to sell some of your holdings.?

I always look for a clean disciplinary and enforcement record – and American Hartford has done a great job in that department.?

My Overall Impression

When I asked all my buyback questions, the rep did not rush me, did not overpromise, and did not hide anything. They told me exactly how long things usually take, what delays can happen, and how the verification works.

It felt practical and low-pressure. Which a refreshing change in this industry, to be honest! For anyone who wants a Gold IRA company that will be a reliable partner at the end of the journey, rather than just at the beginning. , this buyback commitment is one of the strongest reasons to consider American Hartford Gold.

Customer Support & Educational Experience

In the gold IRA world, the quality of customer support is just as important as pricing or products. You want a company that actually answers your questions, not one that reads a script. From my own interactions with American Hartford Gold, and from what I have seen across the industry, they stand out for being calm, clear, and genuinely helpful.

Every time I reached out to them, whether it was a quick question about storage fees or a clarification about their silver promotion, the conversations felt relaxed. The reps take their time. They explain things slowly. And the tone stays respectful from start to finish. I never got the sense that I was being guided toward a sale. It felt more like someone walking me through options so I could make an informed choice.

That alone puts them ahead of many companies in this space.

Availability And Support Options

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American Hartford Gold offers several ways to get help.
You can reach them by phone or email for most of the day, and they also offer Saturday support, which is rare for financial firms.

If you prefer something more personal, you can even set up in person appointments at their offices in California or Florida.

Their support team is made up of specialists who understand retirement accounts, transfers, IRS rules, and the details that confuse most first time investors.

You are not bouncing between random departments or dealing with automated replies. When you contact them, you get someone who knows the process well.

What Other Investors Say

I checked a large number of reviews across BBB, TrustPilot, Google, and Consumer Affairs while writing this review. The same themes show up again and again.

Here’s what I see people praising, over and over again.?
? patient explanations
? respectful tone
? genuine guidance
? clear answers to complex questions
? no pressure or aggressive sales behavior

You almost never see complaints about being rushed or pushed. Instead, clients consistently talk about feeling comfortable and supported through their rollover or direct purchase.

Educational Resources For Clients

Another thing that stood out to me is how heavily they invest in education. This is not a company that throws you into a sale and disappears.

They offer
? a free introductory guide
? market insights (though you have to dig for them!)
? updated price charts
? comparison tools
? newsletters
? a clean customer portal for tracking your account

For beginners, this makes a big difference. Instead of relying on guesses or random articles online, you get structured information that actually helps you understand the risks and benefits of a Gold IRA.

My Take On Their Support

From my interactions with them and from everything I have seen from real customers, American Hartford Gold handles support the way a proper financial company should. They are patient, approachable, and consistent. You do not feel talked down to, and you do not feel rushed.

If you are looking for a company where you can ask questions freely and get straight answers without pressure, American Hartford is definitely on the short list.

Reputation, Ratings And Complaints

Here is a simplified snapshot of American Hartford Gold?s reputation across major consumer sites, based on recent data. Numbers are rounded, since review counts change daily.

Better Business Bureau

? Rating: A-plus
? Status: Accredited business
? Main theme in reviews: Strong support and smooth rollovers, a small number of complaints around expectations and delivery timing

Business Consumer Alliance

? Rating: AAA
? Reviews and complaints: Low complaint volume for the size of the business, with most issues closed or resolved

Trustpilot

? Score: Four point seven out of five
? Reviews: Over a thousand customer reviews mentioning patient service, educational calls, and buyback help

Consumer Affairs

? American Hartford scores an excellent 4.9 stars out of 5, as of November 2025.?
? Feedback: Ease of getting questions answered and feeling more confident about retirement diversification

Yes, there are a few ?complaints, as with any financial firm. but they tend to focus on things like misunderstandings over pricing, shipping delays, or confusion about how metals are valued. And the company does a good job of responding to them, which is a good sign for me: That’s how I know that at least someone is paying attentio!

Pros And Cons Of American Hartford Gold

Main Advantages

? Strong reputation with A plus BBB rating and AAA BCA rating, plus thousands of positive reviews on independent platforms ?

? Clear support for first time investors with detailed phone consultations and patient explanations

? Formal buyback program without extra liquidation fees, making it easier to exit when needed?

? Promotions such as up to 10 000 dollars in free silver and multi year fee waivers on larger accounts, which materially reduce early costs ? Reasonable minimum of about 10 000 dollars for IRA accounts, lower than companies that start at 25 000 or 50 000 dollars?

? Price match policy on qualifying orders, which can be helpful if you already have quotes from other dealers?

Main Drawbacks

? No public price list on the website, so you must always call for quotes, which makes fast comparison shopping more difficult?

? Limited product variety compared to some rivals, with no palladium and only modest platinum options for IRAs?

? No international shipping, so non United States clients must keep metals stored domestically and cannot receive home delivery?

? Flat annual fees can feel heavy on very small accounts, especially if your balance is close to the 10 000 dollar minimum?

How American Hartford Gold Compares To Competitors

For context, here is how American Hartford Gold stacks up against three of the main competitors I see investors compare them with, based on industry data and my own research.?

American Hartford Gold

? Best for, investors who want strong support, reasonable minimums, and a formal buyback commitment
? IRA minimum, about $10,000 dollars
? Annual fees, usually around $180 total in many cases
? Promotions, up to $10,000 in free silver and multi year fee waivers on larger accounts

Goldco

? Best for, investors who want a wide product menu and a very established brand
? IRA minimum, often higher, around 25 000 dollars
? Fees, flat annual structure, sometimes slightly higher, but offset by promotions for large accounts

Augusta Precious Metals

? Best for, investors with at least 50 000 dollars who want very deep education and long term relationship style support
? IRA minimum, about 50 000 dollars
? Fees, generally competitive annual costs and heavy focus on lifetime support rather than promotions Midas Gold Group

Birch Gold Group

? Best for, investors who value variety, including platinum and palladium, as well as more numismatic style products
? IRA minimum, often similar to American Hartford or slightly higher, depending on account type

If you have less than $50,000 dollars to roll over and you care more about being guided through the process than about choosing between every metal under the sun, American Hartford Gold stays on the shortlist. If you have a larger account and want the deepest education possible, Augusta often wins. If you want a very broad metal selection and do not mind higher minimums, Goldco and Birch are strong alternatives.

Is American Hartford Gold Legit?

From everything I have seen as a reviewer, American Hartford Gold is a legitimate and reputable precious metals company, not a scam.

The company has been in business for several years, holds strong ratings with major consumer agencies, appears repeatedly on the Inc. 5000 list, and has delivered billions of dollars in metals to clients without major scandals.?

That does not mean a gold IRA is risk-free! The price of gold and silver can and does move sharply up and down, and physical metals do not generate income like dividends or interest. But in terms of the company itself, American Hartford Gold checks the key boxes for legitimacy, transparency, and customer support.

If you understand the role of metals as part of a diversified retirement strategy and you are comfortable with the minimums and fee structure, they are a serious option. If you are still comparing, you can also read my detailed reviews of Augusta Precious Metals, Goldco, and Birch Gold Group for a broader view of the market.

Frequently Asked Questions About American Hartford Gold

How do you set up a Gold IRA with American Hartford Gold?

You request a free information kit or call them, speak with an IRA specialist, open a self directed IRA with a custodian such as Equity Trust, transfer or roll over funds from your existing retirement account, choose IRS approved gold and silver products, and have those metals shipped to an approved depository in your name. The process usually takes one to two weeks, depending on how fast your current custodian moves.?

What is the minimum investment for American Hartford Gold?

For most Gold IRAs with American Hartford Gold, you should plan on a minimum of about $10,000 dollars. For direct cash purchases without an IRA, they often require around $5,000 in the order. Always confirm the current minimum with the company, since promotions and policies can change.?

Do I own physical metals or just paper certificates in a Gold IRA?

When you open a Gold IRA through American Hartford Gold, the account owns physical coins and bars stored in an IRS approved depository, not just paper certificates. You receive statements from the custodian showing the specific metals held for your IRA. You cannot store those IRA metals at home until you take a distribution in retirement, at which point you can choose to receive metals or cash.?

Does American Hartford Gold ship metals overseas?

No. American Hartford Gold does not ship precious metals outside the United States. If you live overseas and use them for a Gold IRA or direct purchase, the metals will be stored in United States depositories and cannot be mailed to a foreign address.?

What are the main risks of using American Hartford Gold?

The company itself has a solid reputation, but the usual risks of precious metals still apply. Prices can fall as well as rise, metals do not generate income, and flat IRA fees can be expensive on small balances. In addition, you must call for pricing, which means you should always ask for a clear breakdown of premiums and fees before committing to any order.