Colorado Gold Review 2025: Everything You Need To Know.

If you are looking at gold and silver because you are worried about the economy, you are not alone.

A lot of retirees and near retirees are quietly moving part of their savings into physical precious metals to protect themselves from inflation, bank failures, and stock market shocks.

Colorado Gold has been around since the late nineteen seventies, so on paper they look very different from the shiny new gold IRA companies that popped up after the last crisis.

In this updated Colorado Gold review, I will walk you through:

• Who really runs Colorado Gold today

• How their pricing and commission structure actually works

• The exact steps I went through when I personally called them to test the process

• Their buyback policy, shipping, and IRA options

• Where they stand compared to better known gold IRA companies like Augusta Precious Metals and Goldco

By the end, you will know if Colorado Gold fits what you need, or if you are better off working with another firm.

Colorado Gold Review Quick Summary

• Name: Colorado Gold
• Website: www.coloradogold.com
• Founded: 1977
• Founder: Don Stott
• Headquarters: Montrose, Colorado
• Services: Physical gold, silver, platinum, some palladium, IRA compatible coins and bars, buyback service
• IRA Custodians: New Direction Trust Company, The Entrust Group, STRATA Trust Company
• Minimum Order: None published for normal purchases
• Commission: Around one percent or less, depending on order size
• My Rating: 4 out of 5

Colorado Gold is a long standing precious metals broker that focuses on straightforward bullion and IRA eligible coins, not flashy rare collectibles.

They are not a custodian and they do not run a gold IRA program in house. They simply help you buy metals and ship them to an approved depository that your self directed IRA uses.

What Is Colorado Gold and Who Is Behind It

Colorado Gold started in nineteen seventy seven, when founder Don Stott began helping people move out of paper money and into physical gold and silver.

For almost forty years, Don ran the business as a family broker. In two thousand fifteen he stepped back from daily operations and handed the reins to his children.

Today the company is still a tight family operation:

• Melissa, Morgen, and David work the phones and manage day to day business

• Don still writes regular columns for the website, sharing his view on the economy and precious metals

• There is no huge corporate hierarchy, no call center reading from scripts

When I personally called, that family feel came through. I did not get a pushy closer reading a pitch. I got a calm, direct conversation about what I wanted to do, what made sense, and what did not.

If you are looking for a huge brand with a big media presence, Colorado Gold will feel small. If you like an old school family broker that has seen multiple cycles, that small size is part of the appeal.

What Precious Metals Does Colorado Gold Offer

Colorado Gold focuses on the basics that serious investors use:

• Gold coins and bars

• Silver coins and bars

• Platinum coins and bars

• Occasional palladium items when available

They do not push rare coins, proof sets, or expensive numismatics.

When I asked why they do not promote rare coins, the answer was simple. In their view, most numismatic deals carry markups that can reach thirty to fifty percent or more over melt value. They see that as stacked against the investor.

Instead, their catalog is built around:

• American Gold Eagle

• American Gold Buffalo

• Canadian Gold Maple Leaf

• common gold bars from recognized refiners

• American Silver Eagle

• Canadian Silver Maple Leaf

• Royal Canadian Mint one hundred ounce silver bars

• various silver rounds and bars from well known refiners

• selected platinum coins and bars

On the site there is also a section labeled specials and best sellers. When I checked it, I saw items like:

• Argor Heraeus silver bars in two hundred fifty gram and five hundred gram sizes

• Asahi silver rounds

• JBR one hundred ounce silver bars

• Valcambi gold bars and combibars

For a new investor, that specials section is actually a useful shortcut because it shows what other buyers are gravitating toward right now.

If you already have positions with larger gold IRA companies and you just want to pick up extra bullion at a fair price, Colorado Gold has enough depth for that role.

Does Colorado Gold Work With Gold IRAs

Colorado Gold is not a custodian and they do not open accounts.

What they do is help you buy IRA approved coins and bars, then ship those metals to the depository your custodian uses.

On their site and during my call, the three IRA custodians that came up were:

• New Direction Trust Company

• The Entrust Group

• STRATA Trust Company

They were very clear about one key point. Colorado Gold does not receive compensation from these companies and does not officially recommend a single one. They simply list firms they have worked with many times.

The process looks like this:

1. You open a self directed gold IRA with a custodian of your choice

2. You fund the IRA through transfer or rollover from an existing IRA or 401k

3. You tell Colorado Gold what metals you want to hold in that account

4. They quote live pricing and lock a trade with you

5. Your custodian sends funds to Colorado Gold

6. Colorado Gold ships the metals to an IRS approved depository tied to your IRA

If you have never done this before, I still suggest reading a dedicated gold IRA guide and comparing several gold IRA companies side by side, including names like Augusta Precious Metals and Goldco, before you commit to any one path.

Colorado Gold is best seen as the sourcing arm. The compliance, statements, and tax reporting for the IRA itself stay with your custodian.

How Does Pricing and Commission Work at Colorado Gold

This is one of the places where Colorado Gold stands out.

They do not hide behind vague statements about competitive rates. They give you a simple structure:

• Orders under fifty thousand dollars: around one percent commission, including insured shipping

• Orders over fifty thousand dollars: around zero point seventy five percent commission

• Orders over one hundred thousand dollars: around zero point five percent commission

That commission is built into the quote you see when you call. There is no separate “processing fee” that shows up later.

Because Colorado Gold buys from A Mark Precious Metals, one of the largest wholesalers, they can pass along low spreads, then add their modest commission on top. For larger six figure orders, that half percent level is competitive with many of the bigger shops.

When I personally asked for a quote, they walked me through the spot price, the small premium on the chosen coin, and their own commission. The math checked out. There were no mystery add ons.

If you are comparing them with a firm that charges you three or four percent on a large order, that difference compounds over time, especially for bigger retirement positions.

How to Place an Order With Colorado Gold, Step by Step

The buying process is simple but also a bit old fashioned. This is not a one click retail cart experience.

Here is what I went through when I tested it.

Step one, fill out the client agreement

On their site, Colorado Gold has a short client agreement form.

You print it, fill it out, sign it, and send it back by email, fax, or regular mail. It covers basic information, how you intend to pay, and a statement that you understand the nature of precious metals investing.

Step two, call to lock in a trade

Once your agreement is on file, you call one of the family members and place your order over the phone.

They look at live pricing, walk you through product options, and then lock a trade number for you. That trade number is your reference for the whole deal.

Step three, send payment

Accepted payment methods include:

• Bank wire

• Personal check

• Cashiers check

For first time buyers with large orders, they may ask you to present metals in person at a depository or verify information more carefully. On my test order, a standard bank wire was fine.

Step four, shipping and insurance

After funds clear, Colorado Gold ships your order. They typically use:

• UPS Second Day Air

• FedEx Two Day

You can choose USPS Registered Mail, but they warn it will be slower and tracking updates are limited.

All packages are fully insured, and a signature is required on delivery. That insurance is included in the commission structure mentioned earlier.

From my test, the timeline from wire to tracking number was reasonable and communication was clear.

Colorado Gold Buyback Policy, What Really Happens When You Sell

A lot of dealers are happy to sell you gold. Far fewer are clear about how they buy it back.

Colorado Gold actually has one of the more transparent buyback policies I have seen, especially for a family broker.

Here are the key points they explained when I asked about selling:

• They will buy back metals you bought from them

• They will also buy hallmarked metals you originally bought elsewhere

• They pay based on current market prices, less a small spread and fee

• For metals you did not buy from them, there is an extra one percent charge

• There is a small service fee on certain non commissioned orders

The process is similar to a purchase, but in reverse:

1. You call and tell them what you want to sell

2. They give you a live bid and lock the trade

3. You ship the metals to their depository, at your cost, with insurance

4. Once received and inspected, they pay you by wire transfer or check

Because they immediately resell to their dealer network, they take locked trades seriously. If you lock a sale and then fail to deliver the metal, they can lose money. On the call they were very direct about this, which I appreciated.

Metals that arrive in poor condition, badly scratched, or damaged will be priced at what their dealer is willing to pay, which can be lower than the normal bid.

Compared to other gold IRA companies that quietly discourage buybacks, or only buy their own products, Colorado Gold’s approach is straightforward.

Educational Resources, Charts, and Tools

One of the nice surprises on the Colorado Gold site is the educational section. It is not packed with marketing fluff. It is mainly two things.

Don’s weekly column

Even after retiring, Don still writes regular columns.

He talks about:

• inflation

• central bank policy

• long term trends in gold and silver

• why he still prefers physical metals over paper promises

If you are new to the space, reading through a few dozen of these archives gives you a good feel for how an old school metals broker thinks, and why so many of his clients held through multiple cycles.

Technical charts

For each major metal, the site includes basic technical charts showing one year, two year, five year, and ten year price action.

They are not fancy, but they are enough to see big picture trends before you decide if you want to move part of your savings out of the market and into a position that mirrors what other gold IRA companies are using inside retirement accounts.

There are also short documents on tax questions and anti money laundering rules, which keep expectations grounded and realistic.

Shipping, Security, and Storage Considerations

Colorado Gold does not run its own storage program.

For non IRA purchases you generally have three paths:

• Ship to your home and store in a safe or private vault

• Ship directly to a non IRA storage facility you arrange on your own

• Use the storage that comes with your self directed IRA depository if the metals are for retirement

Every shipment from Colorado Gold is insured and requires a signature.

From a security point of view, I always suggest thinking through:

• How you will store larger silver positions, since they take up more physical space

• Whether you want the convenience of home storage or the extra security of a professional vault

• How that decision interacts with IRS rules, especially if you are dealing with a gold IRA instead of a simple personal purchase

If you are worried about horror stories you read in gold IRA scams reports, remember that in most of those cases the problem was not the metal, it was the hidden fees, unapproved coins, or shady storage arrangements. Colorado Gold stays very conservative on that front.

Colorado Gold Ratings on Major Review Sites

For a company that has been in business since the nineteen seventies, Colorado Gold actually has a pretty small online footprint.

From my research and from what you already have in your notes, here is the big picture:

• Better Business Bureau, A plus rating, almost perfect star score, very few complaints

• Trustlink, five stars from a handful of reviews

• Yelp, around four and a half stars with several dozen reviews

• Trustpilot, a small number of reviews with a mid to high three star score

The pattern is consistent.

They do not have thousands of reviews like some aggressively marketed gold IRA companies, but the people who did take the time to write generally describe:

• honest pricing

• no pressure tactics

• smooth transactions

• quick shipping

For me, the combination of a very long operating history and mostly positive feedback carries more weight than a wall of recent reviews that might have been collected through heavy email campaigns.

Quick Comparison, Colorado Gold Versus Bigger Gold IRA Companies

Here is a simple way to think about Colorado Gold compared to names like Augusta Precious Metals and Goldco.

If you want someone to hold your hand through the entire gold IRA process from start to finish, Augusta or Goldco may feel more comfortable.

If you already understand how self directed IRAs work, or you simply want to buy bullion outside an IRA from a family broker with tight spreads, Colorado Gold makes a lot of sense.

Who Is Colorado Gold Best For

Based on my calls and research, here is where Colorado Gold fits best.

Good fit for you if:

• You value low commission pricing and transparent spreads

• You are comfortable opening and managing a self directed IRA with a custodian on your own

• You prefer straightforward bullion and IRA eligible coins rather than rare collectibles

• You like the idea of working with a long established family broker instead of a large call center

Probably not ideal for you if:

• You want a one stop gold IRA company that handles every detail under one roof

• You want twenty four seven support and live chat

• You want rare coins, proofs, or aggressive marketing promotions

• You need a large number of customer reviews to feel safe

Colorado Gold Pros and Cons

Pros

• In business since nineteen seventy seven, real track record through multiple crises

• Family owned and operated, no high pressure sales scripts when you call

• Simple and fair commission structure, often below one percent on larger orders

• Wide selection of gold and silver bullion and IRA compatible products

• Clear buyback policy, including metals purchased from other sources

• Educational content through Don’s weekly columns and basic technical charts

• Real time pricing visible on the website

Cons

• Not a custodian, no in house gold IRA program

• Very small online review footprint compared to some competitors

• No rare coins for people who want that side of the market

• No after hours support, you are dealing with a small team during set hours

Frequently Asked Questions About Colorado Gold

Is Colorado Gold a scam

No, Colorado Gold is not a scam.

They have been operating since nineteen seventy seven, they have an A plus rating with the Better Business Bureau, and they are very conservative with the products they offer. They focus on mainstream bullion and IRA eligible metals, not gimmicks.

If you are worried about gold IRA scams in general, the usual problems come from hidden fees, unapproved coins, or questionable storage promises. Colorado Gold stays far away from those red flags.

Does Colorado Gold offer a buyback guarantee

Colorado Gold does not call it a guarantee, but they do actively buy back metals.

They will quote you a live price based on market levels and their dealer network, then lock a trade and expect you to ship the metal to them. For metals you did not buy from them originally, there is a modest extra fee, but the process is the same.

Can I use Colorado Gold for my gold IRA

Yes, as long as you have a self directed IRA with an independent custodian.

Colorado Gold will help you select IRA approved coins and bars, then ship them to an IRS approved depository tied to your account. They do not open the IRA for you, and they do not hold the metals themselves for retirement accounts.

How does Colorado Gold compare to Augusta Precious Metals and Goldco

Colorado Gold is a broker first.

Augusta Precious Metals and Goldco are full service gold IRA companies that handle education, rollover paperwork, and ongoing support inside the IRA structure.

If you want maximum hand holding and a packaged retirement focused experience, you will probably feel more at home with a top tier gold IRA company. If you mostly care about low commissions on physical metal and you are comfortable working with an independent custodian, Colorado Gold is a solid option.

Does Colorado Gold charge hidden fees

From my experience and from everything on their website, the answer is no.

Their commission percentages are clearly laid out, insured shipping is included in that commission, and there are no surprise “processing” charges added at the last second. For certain special situations, such as sales without commission, there can be a small service fee, and they tell you about that before you commit.

Final Verdict, Is Colorado Gold Right for You

Colorado Gold is a rare thing in this industry.

It is a small, family run broker that has stayed in business for almost half a century by keeping things simple, keeping costs down, and treating clients like adults.

If you want:

• low commissions

• direct access to a real person when you call

• honest pricing on common bullion

• the ability to fund a self directed gold IRA with metals from a trusted source

then Colorado Gold deserves a place on your shortlist.

If you prefer a full service experience with a polished education center, large client success team, and hand holding through every step of a rollover, you may be better served by a dedicated gold IRA company like Augusta Precious Metals or Goldco.

Either way, take your time, read through more than one gold IRA companies review, compare fees carefully, and remember that the whole point of adding metal is to reduce stress, not add to it.